Sunscreen by bottle and placeReef Label

Terms of Service

Effective date: August 24, 2026

Please read these Terms of Service (“Terms”) carefully before using Reef Label (the “Site”, accessible at reeflabel.com). By accessing or using the Site, you agree to be bound by these Terms. If you do not agree, do not use the Site.

“Reef Label,” “we,” “us,” and “our” refer to the operators of reeflabel.com. “You” and “user” refer to any person or entity accessing the Site. “Content” means all text, data, analysis, labels, and other material published on the Site.

1. Informational purpose only

All Content on the Site is provided for general informational purposes only. Nothing on the Site constitutes legal advice, regulatory guidance, compliance certification, or a guarantee that any product meets the requirements of any jurisdiction's law at any given time.

Reef Label is an independent label-review service. We are not a regulatory body. We are not affiliated with, endorsed by, or acting on behalf of the Hawaii Department of Health, the Palau Environmental Quality Protection Board, the United States Virgin Islands Department of Planning and Natural Resources, the Haereticus Environmental Laboratory (“HEL”), or any brand, manufacturer, distributor, or retailer.

Jurisdictional laws change. Drug Facts panels change. Product formulations change. We make reasonable efforts to keep the catalog current, but we do not warrant that any listing reflects the formulation in distribution at the moment of your review or purchase. You are responsible for verifying the current Drug Facts panel on-pack or through official regulatory sources before making any purchasing, compliance, or distribution decision.

2. No endorsement

A determination that a product is reef-safe or legally compliant in a given jurisdiction is not an endorsement of that product, brand, or manufacturer. It means only that the publicly available Drug Facts panel we reviewed on or before the date shown did not list a restricted ingredient under the named ordinance or standard.

A determination that a product is non-compliant is not a statement that any brand, manufacturer, or distributor has violated any law. It means only that the Drug Facts panel we reviewed lists an ingredient restricted under the named ordinance or standard as of the date shown. Reef Label makes no allegation of regulatory violation, deceptive marketing, or unlawful conduct on the part of any brand.

3. Accuracy; limitation of liability

Reef Label uses publicly available Drug Facts panels as the primary source of record for ingredient determinations. We do not test products independently. Formulations may change between the date we reviewed a panel and the date you read a listing. Before relying on any listing, verify against the current on-pack Drug Facts panel.

THE SITE AND ALL CONTENT ARE PROVIDED “AS IS” AND “AS AVAILABLE” WITHOUT WARRANTY OF ANY KIND, EXPRESS OR IMPLIED, INCLUDING BUT NOT LIMITED TO WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, ACCURACY, COMPLETENESS, OR NON-INFRINGEMENT. WE DO NOT WARRANT THAT THE SITE WILL BE UNINTERRUPTED, ERROR-FREE, OR FREE OF VIRUSES OR OTHER HARMFUL COMPONENTS.

TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, REEF LABEL AND ITS OPERATORS, OFFICERS, EMPLOYEES, CONTRACTORS, AND AGENTS SHALL NOT BE LIABLE FOR ANY DIRECT, INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, EXEMPLARY, OR PUNITIVE DAMAGES ARISING OUT OF OR RELATED TO YOUR USE OF, OR INABILITY TO USE, THE SITE OR ANY CONTENT, INCLUDING BUT NOT LIMITED TO DAMAGES ARISING FROM PURCHASING DECISIONS, REGULATORY PENALTIES, PRODUCT RECALLS, COMMERCIAL LOSSES, REPUTATIONAL HARM, OR RELIANCE ON ANY INGREDIENT DETERMINATION, EVEN IF WE HAVE BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES.

Our total aggregate liability to any party for any claim arising out of or related to the Site or these Terms, regardless of the form of action or the basis of the claim, shall not exceed fifty U.S. dollars ($50.00). The existence of more than one claim does not expand this limit. Some jurisdictions do not allow the exclusion or limitation of incidental or consequential damages; if those laws apply to you, some or all of the above limitations may not apply.

4. Brand and product disputes

If you are a brand, manufacturer, or authorized representative and you believe a listing on the Site is factually inaccurate, you may submit a written dispute to [email protected] with: (a) the full product name and UPC or SKU; (b) a copy of the current on-pack Drug Facts panel; (c) the lot number and production date if the dispute concerns a reformulation; and (d) a brief written explanation of the asserted inaccuracy. We will review complete submissions and update the listing if we find the dispute meritorious. We target a response within fifteen (15) business days but do not guarantee any particular timeline.

We are not required to remove or alter a listing we believe to be accurate. A dispute submission does not create any obligation on our part beyond good-faith review. A factual dispute does not, by itself, constitute a legal claim against Reef Label or create liability on our part.

5. Intellectual property

The original written analysis, editorial judgments, page copy, formatting, and selection and arrangement of Content on the Site are the proprietary works of Reef Label and are protected by U.S. and international copyright law. You may quote brief excerpts with attribution and a link to the source page. Reproduction of substantial portions of Content without written permission is prohibited.

Drug Facts panel data is regulatory disclosure required by federal law. It is not our proprietary information and is not owned by us or by brands.

Brand names, trade names, and product names belong to their respective owners. We use them for identification purposes only under the doctrine of nominative fair use. No sponsorship, affiliation, or endorsement is implied. We claim no trademark rights in any third-party brand or product name.

6. Independence of findings

We do not accept payment from brands or manufacturers in exchange for favorable listings, higher placement, or altered ingredient determinations. Our findings are based solely on the Drug Facts panels we review.

7. User conduct

By using the Site, you agree that you will not:

  • use any listing or determination to make fraudulent or misleading claims about a competitor's product;
  • access the Site through automated means at a rate or in a manner that degrades service or circumvents technical measures;
  • submit false or fabricated Drug Facts panels or dispute documentation;
  • republish, resell, or sublicense Content without written permission; or
  • use the Site in any manner that violates applicable law.

8. Indemnification

You agree to indemnify, defend, and hold harmless Reef Label and its operators, officers, employees, contractors, and agents from and against any claims, damages, losses, liabilities, costs, and expenses (including reasonable attorneys' fees) arising out of or relating to: (a) your use of the Site; (b) your violation of these Terms; (c) your violation of any applicable law or regulation; or (d) any claim by a third party based on your use of Content in a manner not permitted by these Terms.

9. Third-party links and resources

The Site may link to third-party websites, regulatory databases, or retailer pages. We do not control and are not responsible for the content, accuracy, or privacy practices of any third-party site. A link does not imply endorsement. You access linked sites at your own risk and subject to those sites' own terms.

10. Governing law and dispute resolution

These Terms are governed by the laws of the State of Delaware, United States, without regard to its conflict-of-law provisions. The United Nations Convention on Contracts for the International Sale of Goods does not apply.

Binding arbitration. Any dispute, claim, or controversy arising out of or relating to these Terms or the Site that cannot be resolved informally shall be resolved by final and binding arbitration administered by the American Arbitration Association (“AAA”) under its Consumer Arbitration Rules, as modified by these Terms. The arbitration shall be conducted on a documents-only basis or by telephone unless the arbitrator finds good cause for an in-person hearing. The arbitrator's award shall be final and binding and may be entered as a judgment in any court of competent jurisdiction. Either party may seek emergency or preliminary injunctive relief in a court of competent jurisdiction without waiving the right to arbitrate.

Class action waiver. TO THE FULLEST EXTENT PERMITTED BY LAW, ALL CLAIMS MUST BE BROUGHT IN THE PARTIES' INDIVIDUAL CAPACITY AND NOT AS A PLAINTIFF OR CLASS MEMBER IN ANY PURPORTED CLASS OR REPRESENTATIVE PROCEEDING. THE ARBITRATOR MAY NOT CONSOLIDATE MORE THAN ONE PERSON'S CLAIMS AND MAY NOT OTHERWISE PRESIDE OVER ANY FORM OF CLASS OR REPRESENTATIVE PROCEEDING. If this class action waiver is found unenforceable, then the entirety of the arbitration agreement in this section shall be null and void.

Informal resolution. Before initiating arbitration, a party must send written notice to the other describing the dispute in reasonable detail and the relief sought. The parties will attempt in good faith to resolve the dispute within thirty (30) days. If the dispute is not resolved in that time, either party may initiate arbitration.

11. Changes to these terms

We may update these Terms at any time. The effective date at the top of this page indicates the current version. We will make reasonable efforts to provide notice of material changes through the Site. Continued use of the Site after the effective date of any change constitutes your acceptance of the revised Terms. If you do not agree to updated Terms, your only recourse is to stop using the Site.

12. Severability; entire agreement

If any provision of these Terms is found to be unenforceable or invalid by a court of competent jurisdiction, that provision shall be modified to the minimum extent necessary to make it enforceable, or severed if modification is not possible, and the remaining provisions shall remain in full force and effect.

These Terms, together with our Privacy Policy, constitute the entire agreement between you and Reef Label regarding your use of the Site and supersede all prior agreements, representations, and understandings, whether written or oral, relating to that subject matter. No waiver of any provision of these Terms shall be effective unless in writing. Our failure to enforce any right or provision shall not constitute a waiver of that right or provision.

13. Contact

Legal notices and questions about these Terms: [email protected].