Source: https://reeflabel.com/products/panama-jack-lip-balm-spf-45-flavorless/ [Panama Jack](https://reeflabel.com/brands/panama-jack/) # Is Panama Jack Lip Balm SPF 45 (Flavorless) Reef Safe? **Not by the law.** Allowed in 1 of 9 places we track. [See why](#where) - Not allowed: Hawaii - Not allowed: Maui County - Not allowed: Hawaiʻi County - Not allowed: U.S. Virgin Islands - Not allowed: Palau - Allowed: Aruba - Not allowed: Guam - Not allowed: Northern Mariana Islands - Not allowed: Thailand Contains chemical UV filters Panama Jack Lip Balm SPF 45 (Flavorless) is allowed under the sunscreen laws of Aruba, but not in Hawaii statewide, Maui County, Hawaiʻi County (Big Island), the U.S. Virgin Islands, Palau, Guam, the Northern Mariana Islands and Thailand's national parks. It uses four chemical UV filters: avobenzone 3%, homosalate 3%, octinoxate 7.5% and octisalate 5%, plus petrolatum 40% as a skin protectant. It is a lip balm made by Panama Jack and is water resistant for up to 80 minutes. Its FDA National Drug Code (NDC) is 87449-200. SPF**45** Water resistance**80 min** Format**stick lip** Type**lip** Sizes: 4.25 g ## Where Panama Jack Lip Balm SPF 45 (Flavorless) is allowed | Location | Verdict | Why | | --- | --- | --- | | [Hawaii (statewide)](https://reeflabel.com/locations/hawaii-state/) | Not allowed | Octinoxate: banned by name. | | [Maui County (Maui, Molokaʻi, Lānaʻi)](https://reeflabel.com/locations/maui-county/) | Not allowed | Avobenzone, homosalate, octinoxate and octisalate: not permitted actives (mineral only). | | [Hawaiʻi County (Big Island)](https://reeflabel.com/locations/hawaii-county/) | Not allowed | Avobenzone, homosalate, octinoxate and octisalate: not permitted actives (mineral only). | | [U.S. Virgin Islands](https://reeflabel.com/locations/us-virgin-islands/) | Not allowed | Octinoxate: banned by name. | | [Palau](https://reeflabel.com/locations/palau/) | Not allowed | Octinoxate, avobenzone, homosalate and octisalate: banned by name. | | [Guam](https://reeflabel.com/locations/guam/) | Not allowed | Octinoxate: banned by name. | | [Northern Mariana Islands (CNMI)](https://reeflabel.com/locations/northern-mariana-islands/) | Not allowed | Octinoxate: banned by name. | | [Thailand (all national parks)](https://reeflabel.com/locations/thailand-national-parks/) | Not allowed | Octinoxate: banned by name. | | [Aruba](https://reeflabel.com/locations/aruba/) | Allowed | No restricted ingredients found. | Guidance and repealed rules (4)
Mexico: federal marine protected areas (e.g., Isla Mujeres, Punta Cancún & Punta Nizuc)Against guidance
Avobenzone, homosalate, octinoxate and octisalate: not mineral actives.
Bonaire (Bonaire National Marine Park)Against guidance
Octinoxate: on the avoid list.
U.S. National Parks with coral reefs (NPS guidance)Against guidance
Octinoxate and avobenzone: on the avoid list.
Homosalate and octisalate: not mineral actives.
Key West, FloridaNo rule in force
Octinoxate: banned by name.
## Panama Jack Lip Balm SPF 45 (Flavorless) active ingredients | Ingredient | Amount | Type | | --- | --- | --- | | [Avobenzone](https://reeflabel.com/ingredients/avobenzone/) | 3% | Chemical | | [Homosalate](https://reeflabel.com/ingredients/homosalate/) | 3% | Chemical | | [Octinoxate](https://reeflabel.com/ingredients/octinoxate/) | 7.5% | Chemical | | [Octisalate](https://reeflabel.com/ingredients/octisalate/) | 5% | Chemical | | [Petrolatum](https://reeflabel.com/ingredients/skin-protectant/) | 40% | Skin protectant | ## Panama Jack Lip Balm SPF 45 (Flavorless) inactive ingredients C12-15 Alkyl Benzoate, Caprylic/Capric Triglyceride, Mineral Oil, Ozokerite, Phenyl Trimethicone, Tocopherol Highlighted ingredients are regulated somewhere; red ones are restricted in at least one location we track. Dotted ones are listed below. Fragrance allergens, essential oils and alcohol None of the 80 fragrance allergens on the EU list appear on this label, and it lists no fragrance, essential oil or drying alcohol. The EU requires these allergens to be named on cosmetic labels above 0.001% in leave-on products ([Regulation 1223/2009, Annex III](https://eur-lex.europa.eu/legal-content/EN/TXT/?uri=CELEX:02009R1223-20250501)). They can cause skin reactions in people who are sensitized; they don’t affect whether a sunscreen is legal anywhere we track. Note: panamajack.com prints no Drug Facts text for the lip balms, so the actives and inactive list come from Panama Jack's own FDA-filed label on DailyMed, SPL set ID 1b15c00b-0e78-4dbe-877c-de3941ffe76e (label version effective 2026-02-26). All five flavors have the same Drug Facts. Contains octinoxate. Petrolatum 40% is listed as a skin protectant active. Product page: https://panamajack.com/products/flavorless-lip-balm-spf-45. The filed label makes no broad spectrum claim. ## Common questions about Panama Jack Lip Balm SPF 45 (Flavorless) ### Is Panama Jack Lip Balm SPF 45 (Flavorless) reef safe? “Reef safe” isn’t a regulated label claim, so we answer by law instead. It is allowed under the sunscreen laws of Aruba, but not in Hawaii statewide, Maui County, Hawaiʻi County (Big Island), the U.S. Virgin Islands, Palau, Guam, the Northern Mariana Islands and Thailand's national parks. ### Is Panama Jack Lip Balm SPF 45 (Flavorless) legal in Hawaii? Under Hawaii’s statewide law (Act 104, which bans oxybenzone and octinoxate) it is not allowed because it contains octinoxate. In Maui County (Maui, Molokaʻi, Lānaʻi), which allows only mineral sunscreens, it is not allowed because it contains avobenzone, homosalate, octinoxate and octisalate, and Maui’s rule covers using it there, not just selling it. In Hawaiʻi County (the Big Island), which has a mineral-only rule for sales, it is not allowed. Oʻahu and Kauaʻi have no county rule, so only the statewide law applies there. ### Where is Panama Jack Lip Balm SPF 45 (Flavorless) not allowed? Hawaii statewide: it contains octinoxate, which is not allowed there. Maui County: it contains avobenzone, homosalate, octinoxate and octisalate, which are not allowed there. Hawaiʻi County (Big Island): it contains avobenzone, homosalate, octinoxate and octisalate, which are not allowed there. The U.S. Virgin Islands: it contains octinoxate, which is not allowed there. Palau: it contains octinoxate, avobenzone, homosalate and octisalate, which are not allowed there. Guam: it contains octinoxate, which is not allowed there. The Northern Mariana Islands: it contains octinoxate, which is not allowed there. Thailand's national parks: it contains octinoxate, which is not allowed there. ### Does Panama Jack Lip Balm SPF 45 (Flavorless) contain oxybenzone? Yes. It contains octinoxate 7.5%. Oxybenzone and octinoxate are banned in Hawaii and most other places with a sunscreen law. ### Is Panama Jack Lip Balm SPF 45 (Flavorless) a mineral or chemical sunscreen? Chemical. Its UV filters are avobenzone 3%, homosalate 3%, octinoxate 7.5% and octisalate 5%. ### Is Panama Jack Lip Balm SPF 45 (Flavorless) water resistant? Yes, for up to 80 minutes of swimming or sweating, according to its label. Reapply after 80 minutes in the water, immediately after towel drying, and at least every 2 hours. ### What is the NDC for Panama Jack Lip Balm SPF 45 (Flavorless)? Panama Jack Lip Balm SPF 45 (Flavorless) is listed with the FDA under National Drug Code 87449-200. The NDC identifies this sunscreen on its FDA drug label (DailyMed); package sizes carry longer package NDCs. Source Ingredients transcribed from [dailymed.nlm.nih.gov](https://dailymed.nlm.nih.gov/dailymed/drugInfo.cfm?setid=1b15c00b-0e78-4dbe-877c-de3941ffe76e) on September 25, 2026. Formulas change. The label on the bottle you buy is the final word. Product identifiers FDA NDC 87449-200 Package NDCs - 87449-200-01 4.25 g in 1 CONTAINER Labeler Panama Jack FDA label [Panama Jack SPF 45 Flavorless Lip Balm](https://dailymed.nlm.nih.gov/dailymed/drugInfo.cfm?setid=1b15c00b-0e78-4dbe-877c-de3941ffe76e) · effective February 26, 2026 NDCs matched to the manufacturer’s FDA drug label on DailyMed. Other versions of Panama Jack Lip Balm - [Lip Balm SPF 45 (Mango)](https://reeflabel.com/products/panama-jack-lip-balm-spf-45-mango/) - [Lip Balm SPF 45 (Dreamsicle)](https://reeflabel.com/products/panama-jack-lip-balm-spf-45-dreamsicle/) - [Lip Balm SPF 45 (Tropical)](https://reeflabel.com/products/panama-jack-lip-balm-spf-45-tropical/) - [Lip Balm SPF 45 (Vanilla)](https://reeflabel.com/products/panama-jack-lip-balm-spf-45-vanilla/) Check another label Paste any ingredient list into the checker for an instant verdict. [Check if a sunscreen is reef safe](https://reeflabel.com/checker/) Cite this page Reef Label. “Panama Jack Lip Balm SPF 45 (Flavorless).” Accessed September 23, 2026. https://reeflabel.com/products/panama-jack-lip-balm-spf-45-flavorless/ ## Alternatives to Panama Jack Lip Balm SPF 45 (Flavorless) for Hawaii statewide, Maui County, Hawaiʻi County (Big Island), the U.S. Virgin Islands, Palau, Guam, the Northern Mariana Islands and Thailand's national parks Mineral sunscreens from other brands, allowed in all 8 places, ranked by label: water resistance, SPF 30–50, broad spectrum, no listed fragrance. 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